70% of Englishmen who retire wish to pack their bags and go off on a world tour.

The yearning to travel to distant places doesn’t diminish with age, but the security and health concerns can prevent older people from travelling.

With many conventional health insurance and travel-insurance agencies either charging sky-high premiums or rejecting applications for over 65 travel insurance, seniors have very little choice but to stay at home. Recently, this scenario has changed for the better as we here at 65 Travel Insurance offer online comparisons for the young at heart and all the way up to those who need elderly travel insurance for themselves, a parent or grandparent.

So, before you pick any elderly travel insurance deal, check the following points to reduce your travel insurance premiums and stay out of trouble during the trip –

• Terms of qualification – Check for every minute detail related to the qualifying presets (including age limits) set down by the insurance provider. Honest answers to all personal data for verification, including your age and contact details are mandatory to avoid facing nasty surprises in the deal, in case any unpleasant incident occurs during the trip.
• Health conditions – Double-check whether all health conditions are covered by your over 65 travel insurance policy. Pre-existing conditions that will not be entertained during a claim should be clarified beforehand.
• Follow the right procedure for making your claim – Identify and comprehend the complete procedure of claiming compensation if an accident occurs during the trip. Even though the agents will help you with this, consulting your lawyer is strongly advised. Many claims are denied outright because they ignore the correct procedure.

With all these points in place, you are ready to revel in the sun in Hawaii or revisit the Incas in Peru, while 65 travel insurance covers your wallet!

Tags: elderly travel insurance, over 65, pre-existing medical condition, travel insurance

1st Stop Travel Insurance offers cheap travel insurance online for residents located in the United Kingdom (England, Scotland, Wales, Northern Ireland and the Isle of Man).

1Stop can offer cover many for pre-existing medical conditions and their friendly team are available 7 days a week to answer your questions.

Upper age limit for for 1st Stop Travel Insurance

Single trip cover is available for insured persons who are up to and including age 75 years at the time the validation certificate is issued. Annual multi-trip cover is available to people 65 years or younger at the time the validation certificate is issued.

Cover	Per person/ Per trip	Excess
Cancellation or curtailment	Up to £5,000	£75
Emergency medical expenses	Up to £10,000,000	£75
Hospital benefit	£15 per day up to £600	Nil
Personal accident	Max. Benefit £25,000	Nil
Lost baggage	Up to £1,500	£75
Personal money and documents	Up to £500	£75
Personal liability	Up to £2,000,000	£250
Delayed departure	£20 per 12 hour period Up to £300	Nil
Holiday abandonment	Up to £3,000	£75
Missed departure	Up to £1,000	£75
Catastrophe cover	Up to £1,000	£75
Mugging benefit	£40 per day up to £400	Nil
Withdrawl of services	£50 per day up to £500	Nil
Kennel/cattery fees	£20 per day up to £100	Nil
Third party supplier insolvency	Up to £2,000	£75
Overseas legal expenses	Up to £25,000	£250

Single or Multi-trip

Single Trip Policy – If you are planning a specific holiday or trip abroad get travel cover for any length holiday up to 365 days.

Multi-Trip Policy – If you are going away more than twice in one year annual travel insurance is the recommended option. An annual policy will cover you for an unlimited number of holidays up to 45 days in duration and could work out cheaper for you.

Additional Cover

1st Stop Travel Insurance also provides cover for:

• Ski Equipment
• Golf
• Wedding Cover
• Cruise Holiday Insurance

Tags: 1st stop, cruise holiday insurance, over 65, travel insurance