70% of Englishmen who retire wish to pack their bags and go off on a world tour.

The yearning to travel to distant places doesn’t diminish with age, but the security and health concerns can prevent older people from travelling.

With many conventional health insurance and travel-insurance agencies either charging sky-high premiums or rejecting applications for over 65 travel insurance, seniors have very little choice but to stay at home. Recently, this scenario has changed for the better as we here at 65 Travel Insurance offer online comparisons for the young at heart and all the way up to those who need elderly travel insurance for themselves, a parent or grandparent.

So, before you pick any elderly travel insurance deal, check the following points to reduce your travel insurance premiums and stay out of trouble during the trip –

• Terms of qualification – Check for every minute detail related to the qualifying presets (including age limits) set down by the insurance provider. Honest answers to all personal data for verification, including your age and contact details are mandatory to avoid facing nasty surprises in the deal, in case any unpleasant incident occurs during the trip.
• Health conditions – Double-check whether all health conditions are covered by your over 65 travel insurance policy. Pre-existing conditions that will not be entertained during a claim should be clarified beforehand.
• Follow the right procedure for making your claim – Identify and comprehend the complete procedure of claiming compensation if an accident occurs during the trip. Even though the agents will help you with this, consulting your lawyer is strongly advised. Many claims are denied outright because they ignore the correct procedure.

With all these points in place, you are ready to revel in the sun in Hawaii or revisit the Incas in Peru, while 65 travel insurance covers your wallet!