65 Travel Insurance has recently obtained quotes from a variety of travel insurers who cater to people over 65 years. The results are listed below:

Date completed: 21st December 2009
Cheapest travel insurance: Staysure.co.uk – GET QUOTE

• Staysure.co.uk (Single trip – Comprehensive) – £15.29
• EHIC Plus – £19.55
• Insure for All – £21.49
• Saga – £28.08
• Direct Travel (Silver) – £39.98

The quotes will be to compare price and is based on the following conditions:

65 year old – male
European holiday
Single trip – 14 days
No medical or pre-existing conditions

PLEASE NOTE: Depending on your circumstances price should not be be sole factor in determining the most appropriate travel insurance for yourself. You should take in to consideration any excess payable, cover for pre-exisiting conditions and you should read the terms and conditions before purchasing any policy.

Good news awaits all the over-50s people who have always cherished dreams of nights spent on magnificent luxury cruises at sea. Saga, one of the premier service providers for the over-50s in UK, has announced an eclectic mix of offers on their holidaying and cruising services. During recession, when everybody wants to save even on holiday expenses, Saga offers a great avenue to enjoy the old-school experience of cruise-stays, albeit at affordable price ranges.

Saga cruises have always been in the favourites list of over-50s couples. Saga ocean cruising is a great vacation idea for mature couples. These cruises offer an all encompassing trip, which include the Mediterranean, the Baltic and the Black Sea.

But what makes Saga cruises stand out from the rest of the exotic cruise services?

• First and foremost, it caters exclusively to the over-50s market. This makes it easier for you to deal with issues such as security, health concerns, etc. as most of your co-passengers will be of your age-group.

• Prices are another reason to root for Saga cruises as they offer a guarantee (Saga Price Promise) of non-fluctuating prices irrespective of wavering fuel costs, stocks or exchange rates.

• Early birds can also avail 35% discounts or added benefits while on the cruise. This is great, especially, for the over-50s people who are often on the lookout for an opportunity to save.

There are reasons aplenty for the mature touring groups to look up to Saga ocean cruising and Saga river cruising services for the experience of a lifetime. But what matters most is the quality of comfort and a secure environment that Saga provides for the over-50s, including couples – all intent on enjoying the adventure and eloquence of a cruise vacation to the fullest!

Before you head off on your Saga cruise make sure you have Cruise Holiday Insurance.

1st Stop Travel Insurance offers cheap travel insurance online for residents located in the United Kingdom (England, Scotland, Wales, Northern Ireland and the Isle of Man).

1Stop can offer cover many for pre-existing medical conditions and their friendly team are available 7 days a week to answer your questions.

Upper age limit for for 1st Stop Travel Insurance

Single trip cover is available for insured persons who are up to and including age 75 years at the time the validation certificate is issued. Annual multi-trip cover is available to people 65 years or younger at the time the validation certificate is issued.

Cover	Per person/ Per trip	Excess
Cancellation or curtailment	Up to £5,000	£75
Emergency medical expenses	Up to £10,000,000	£75
Hospital benefit	£15 per day up to £600	Nil
Personal accident	Max. Benefit £25,000	Nil
Lost baggage	Up to £1,500	£75
Personal money and documents	Up to £500	£75
Personal liability	Up to £2,000,000	£250
Delayed departure	£20 per 12 hour period Up to £300	Nil
Holiday abandonment	Up to £3,000	£75
Missed departure	Up to £1,000	£75
Catastrophe cover	Up to £1,000	£75
Mugging benefit	£40 per day up to £400	Nil
Withdrawl of services	£50 per day up to £500	Nil
Kennel/cattery fees	£20 per day up to £100	Nil
Third party supplier insolvency	Up to £2,000	£75
Overseas legal expenses	Up to £25,000	£250

Single or Multi-trip

Single Trip Policy – If you are planning a specific holiday or trip abroad get travel cover for any length holiday up to 365 days.

Multi-Trip Policy – If you are going away more than twice in one year annual travel insurance is the recommended option. An annual policy will cover you for an unlimited number of holidays up to 45 days in duration and could work out cheaper for you.

Additional Cover

1st Stop Travel Insurance also provides cover for:

• Ski Equipment
• Golf
• Wedding Cover
• Cruise Holiday Insurance

Staysure Travel Insurance offers both basics and comprehensive travel cover. Their Basics policy is an affordable solution without all the extra bells and whistles. Starting at just £4.53 you’ll find their prices are very competitive. If your looking for greater peace of mind their comprehensive travel insurance policy may be more suitable.

Staysure travel insurance covers over 250 medical ailments for FREE including a number of serious conditions such as Acid reflux, Arthritis, Asthma (if controlled by an inhaler), Diabetes (if controlled & no associated conditions), Hiatus Hernia and Hypertension.

Upper age limit for Insure for Staysure Travel Insurance

Staysure Travel Insurance has a maximum age limit of 85 years and they cover most pre-existing medical conditions.

Cover	Per person / per trip	Excess
Cancellation or curtailment	£5,000	£65
Missed departure	Eurpoe - £500 Worldwide - £1,000	Nil
Delayed departure	Delayed - £300 Abandonment - £5,000	£65
Emergency medical and associated expenses	£10,000,000	£65
Personal accident	£20,000	Nil
Personal posessions	£200	£65
Delayed personal posessions	£100	Nil
Personal money	£500	£65
Loss of passport	£500	Nil
Legal expenses	£25,000	Nil
Personal liability	£2,000,000	£65
Hijack	£5,000	Nil

Single or Multi-trip

Single Trip Policy – Will cover you for up to 100 days per single trip

Multi-Trip Policy – If you have purchased an Annual Multi-Trip policy and are aged 65 or under, no trip must last more than 50 days (100 days when the extra premium has been paid to extend
this limit). No trip must last more than 35 days if you are aged between 66 and 80.

Additional Cover

Staysure Travel Insurance also provides cover for:

• Winter Sports
• Golf
• Wedding Cover

Saga Travel Insurance offers good value for money cover with all the features you would expect from a policy designed with the mature traveller in mind.

A travel policy with Saga is a sensible option for anyone over 65. In fact, travel insurance is available to anyone over 50 with no upper age limit.

Upper age limit for Insure for Saga Travel Insurance

Saga Travel Insurance has no upper age limit and they cover most pre-existing medical conditions.

Single or Multi-trip

Single Trip Policy – Will cover you for up to 90 days per single trip travel insurance policy and is available to all destinations.

Multi-Trip Policy – You’re cover for up to a total of 120 days travel per policy year. It is standard to be covered for 45 days per trip, however this can be extended to 60 – 90 days for trips within the EU and worldwide trips outside the United States.

Additional Cover

If you’re in to adventure and activity Saga Travel Insurance also provides cover for:

• Winter Sports
• Scuba Diving
• Golf

Insure for All specialises in over 65 travel insurance cover, and you’ll get a decision in seconds with their fast online quote system.

At Insureforall.com, their approach is to treat everyone as an individual and tailor each quote to the applicant’s status.

Upper age limit for Insure for All Travel Insurance

Insure for All provide specialist over 65 travel insurance. Single trip travel insurance has no upper age limit. While annual multi trip policies have an upper age limit of 74.

Single or Multi-trip

Single Trip Policy – Up to the age of 84 years. Maximum 45 days.

Multi-Trip Policy – Up to the age of 74 years. Maximum 31 days.

Additional Cover

If you’re in to adventure and activity Insure for All Insurance also provides cover for:

• Winter Sports
• Business
• Golf

Help the Aged provides travel insurance through intune, a wholly owned subsidiary of Help The Aged.

One point that sets intune travel insurance apart from other insurers is profits generated from selling insurance policies are invested back in to charitable activities. Each time you take out travel cover you will know your payment is going towards a good cause.

Upper age limit for Intune Travel Insurance

Intune goes way beyond 65 years of age for their travel insurance. Their policy has no upper age limit and many pre-existing medical conditions may be covered.

Cover	Per person/ Per trip	Excess
Cancellation	£5,000	£50
Emergency medical and associated expenses	£10,000,000	£50
Loss of passport	£500	£50
Delayed personal possessions	£150	Nil
Personal possessions (optional)	£2,500	£50
Personal money (optional)	£500	£50
Personal accident	£25,000	Nil
Missed departure	£1,000	Nil
Delayed departure	£150 - delay £5,000 - abandonment	Nil/ £50
Personal liability	£2,000,000	£50
Legal expenses	£25,000	Nil
Hijack or kidnap	£2,000	Nil
Home help	£300	Nil
Recovery holiday	£500	£50
Cosmetic surgery	£2,500	£50
Medical examination	£300	Nil

Single or Mult-trip

Single Trip Policy – Will cover you for up to 185 days per single trip travel insurance policy.

Multi-Trip Policy – Covered for up to 31 days per trip.

Additonal Cover

Intune Travel Insurance also provides cover you for:

• Winter Sports
• Weddings
• Golf