There is some good news for travellers over 65 years of age who wish to travel around the world but cannot do so because of pre-existing medical conditions. Most over-65 travel insurance plans, especially, for people with pre-existing medical conditions are priced higher than regular travel insurance policies, just because of the risks involved for the cover provider.

However, with the new over-65 pre-existing medical condition travel insurance policy from Essential Travel, you may not have to cancel or curtail your travel plans any more. The new policy allows over-65 travellers to avail of a travel insurance policy that takes care of them while on a trip abroad. It is almost like a boon for travellers who have pre-existing medical conditions. With an easy online screening process in place to identify existing medical conditions and map a policy accordingly, seniors now only have to worry about packing their bags and getting the tickets!

Also, with a whopping £10 million being available as medical cover, as well as a considerable flexibility in choosing the policy or medical cover one wants, Essential Travel has literally opened the gates to the over 65 travel enthusiasts. Families now do not have to worry about leaving their grandparents behind while on a trip to Egypt, as Essential Travel makes it a cakewalk to obtain a travel insurance for the seniors, even with the severest of pre-existing medical conditions such as a chronic or terminal illness.

One question we get asked a lot is “where can I purchase cheap over 65 travel insurance?” First and foremost avoid the places you will tend to pay a premium for travel insurance – directly from an airlines, travel agents, holiday companies or the high street. If you’re over 65 your best bet for cheap travel insurance is to start your search online. Just remember not all over 65 travel insurance policies are the same.

With travel insurance you usually get what you pay for. If the premium is cheap more than likely you will have less cover, your excess will be higher if you make a claim and the payout amount will more than likely be reduced with cheaper insurance policies.

It’s important to remember to compare over 65 travel insurance policies each time you go on holidays. Just because the insurer you booked through previously was cheap it doesn’t mean it will be the cheapest next time. Travel policy premiums are always fluctuating depending on the coverage you require, the length of time you will be away, your age, pre-existing medical conditions and the level of excess you’re willing to pay. Travel cover prices may also fluctuate as an insurance company manages their risk. Premiums may be higher for a particular group if the insurer is trying to reduce their risk and exposure in that particular area.

“For the cheapest travel insurance compare policies each time you go on holidays”

You can do the leg work yourself by comparing travel insurance for over 65s in our insurance matrix. Otherwise, the quickest and simplest way to get cheap travel insurance is to visit our Travel Insurance Comparison. Periodically we compare the premiums of travel insurers who cover people over 65. You can get a free quote and purchase your cheap travel insurance in less than a couple of minutes. Easy!

70% of Englishmen who retire wish to pack their bags and go off on a world tour.

The yearning to travel to distant places doesn’t diminish with age, but the security and health concerns can prevent older people from travelling.

With many conventional health insurance and travel-insurance agencies either charging sky-high premiums or rejecting applications for over 65 travel insurance, seniors have very little choice but to stay at home. Recently, this scenario has changed for the better as we here at 65 Travel Insurance offer online comparisons for the young at heart and all the way up to those who need elderly travel insurance for themselves, a parent or grandparent.

So, before you pick any elderly travel insurance deal, check the following points to reduce your travel insurance premiums and stay out of trouble during the trip –

• Terms of qualification – Check for every minute detail related to the qualifying presets (including age limits) set down by the insurance provider. Honest answers to all personal data for verification, including your age and contact details are mandatory to avoid facing nasty surprises in the deal, in case any unpleasant incident occurs during the trip.
• Health conditions – Double-check whether all health conditions are covered by your over 65 travel insurance policy. Pre-existing conditions that will not be entertained during a claim should be clarified beforehand.
• Follow the right procedure for making your claim – Identify and comprehend the complete procedure of claiming compensation if an accident occurs during the trip. Even though the agents will help you with this, consulting your lawyer is strongly advised. Many claims are denied outright because they ignore the correct procedure.

With all these points in place, you are ready to revel in the sun in Hawaii or revisit the Incas in Peru, while 65 travel insurance covers your wallet!